I had been trying to pay for my groceries. And I realized that if wrote a check for the whole amount listed on the register. By the time all of my other auto payments associated with that same account, were deducted there would be insufficient funds to complete the transaction. Oh horror, I would be responsible of the crime known as bouncing a check. If I was known to be someone who bounces checks it could come back to haunt me. I made up my mind at that very moment, that I would never, not in a million years, bounce a check and prove myself to be dishonourable in the world of monetary transactions.

I began to think about what could save me from the trouble of transferring funds around at the bank and paying for my micky mouse checks. In that moment it hit me Credit Cards. That was an idea I had never had a credit card before and to be honest I was a little puzzled as to how they worked. I asked the cashier to tell me a little about the store credit card. She explained that as long as I know I’ll have the cash at the end of the month I can use the credit card to pay for things and then sort out the balances online at the end of each month.

“Wow” I thought and said, “That’s such a amazing service. But what happens if I fail to get paid regularly because my boss is a bit of a tool that way”. Well then you can take the charges that are associated with your card. on this card its 279% that means that if you have a $2 balance on your account at the end of the month you could owe a mere $548 at the end of the next year. So make sure that $2 balance is paid off so you don’t really get in trouble and have to go to debtor’s jail .

All that aside I decided that I should not be fearful of Credit Cards, they could be the key to my financial puzzle there would be no need to be concerned about bouncing checks at the grocery store. No need to undergo the humiliation of being bad at math or having bad hand writing. Two of my greatest fears.. I knew that Credit Cards Malaysia are the thing I needed to get my life on track. So I asked the teller to ring me up with the store credit card. I am so amazed that it only took a few minutes to sign up I would have thought there would be more of a rigmarole to do with sign up all they needed was my social security number.

I have been using my Store credit Cards for two years now and there won’t be a day that I’m not thinking about them. I’m so happy that there were no restriction place on me as to how much I could spend because not that I can have it, I want it and I will do anything to get it. My husband says they have created a monster, but I’ll just buy another beau.